Pre-Sales Underwriter

Legal & General

  • Cardiff
  • Permanent
  • Full-time
  • 5 days ago
Company DescriptionLegal & General (L&G) is a leading UK financial services group and major global investor.We've been safeguarding people's financial futures since 1836, and strive to build a better society, while improving the lives of our customers and creating value for shareholders.We are one of the world's largest asset managers and provide powerful asset origination capabilities. Together, these underpin our retirement and protection solutions: we are an international player in pension risk transfer, in UK and US life insurance, and in UK workplace pensions and retirement income.L&G Retail supports the savings, protection and retirement needs of around 14 million people, through our portfolio of retail and workplace businesses.Our Retail division helps people enjoy a more colourful retirement, both directly and through their employers, including Lifetime Mortgages, Retirement Interest Only Mortgages and financial advice on our range of lending products.We are the UK's number one individual life insurer, and also provide Group Protection products for employers - all helping people to plan for the unexpected. We support home buying through our Mortgage Club - the UK's largest - and our award-winning Surveying Services team. And our fintech team finds and supports socially useful start-ups and scale-ups working in the workplace, home, insurance and wealth areas.Joining us means helping create brighter financial futures for all our customers.Job DescriptionWe're recruiting for a Pre-Sales Underwriter to join us. We're offering a competitive base salary.Are you passionate about delivering exceptional customer service and making a real impact in the protection insurance space? At Legal & General, we're looking for a proactive and detail-oriented Pre-sale Underwriter to join our Retail Protection team. This is a fantastic opportunity to work closely with advisers, underwriters, and business development managers to provide accurate and timely underwriting support.What you'll be doing:
  • Communicating professionally with advisers, internal teams and third parties to ensure customer satisfaction
  • Providing accurate pre-application underwriting terms and guidance
  • Maintaining strong product knowledge and understanding of regulatory requirements
  • Supporting sales through effective questioning and lead generation
  • Managing time efficiently to balance business needs and personal development
  • Challenging existing practices to improve service and customer outcomes
  • Recording and sharing market intelligence using Salesforce
  • Upholding Treating Customers Fairly principles throughout the customer journey
QualificationsWho we're looking for:
  • Understanding of insurance products and policy conditions
  • Ability to adapt communication style to suit different audiences
  • Strong attention to detail and accuracy in following underwriting flows
  • Excellent listening and telephony skills
  • Confidence in financial calculations to support underwriting decisions
  • Experience in pre-sale underwriting or similar customer-facing roles
  • Ability to work under pressure and meet service level agreements
  • Problem-solving mindset with a proactive approach to improvement
Whatever your role, we reward performance and behaviour with a package that looks after all the things that are important to you. Here are some of the benefits we offer:
  • The opportunity to participate in our annual, performance -related bonus plan and valuable share schemes
  • Generous pension contribution
  • Life assurance
  • Healthcare Plan (permanent employees only)
  • At least 25 days holiday, plus public holidays, 26 days after 2 years' service. There's also the option to buy and sell holiday
  • Competitive family leave
  • Participate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax efficient salary sacrifice (permanent employees only)
  • There are the many discounts we offer - both for our own products and at a range of high street stores and online
  • In 2023, some of our workspaces were redesigned. Our offices are great spaces to connect and collaborate and have your wellbeing at the heart
Additional InformationAt L&G, we believe it's possible to generate positive returns today while helping to build a better future for all.If you join us, you'll be part of a welcoming, inclusive culture, with opportunities to collaborate with people of diverse backgrounds, views, and experiences. Guided by leaders with integrity who care about your future and wellbeing. Empowered through initiatives which support people to develop their careers and excel.We care passionately about outcomes rather than attendance and are therefore open to discussing all kinds of flexible working options including part-time, term-time and job shares. Although some roles have limited flexibility due to customer demand, we accommodate requests when we can.It doesn't matter if you don't meet every single criterion in this advert. Instead, think about what you excel at and what else you can bring in terms of strengths, potential and connection to our purpose.

Legal & General