
Senior Business Risk Manager
- Basingstoke, Hampshire
- £72,000 per year
- Permanent
- Full-time
- Ensuring the business is compliant with all legal & regulatory obligations in respect of the business and its retailer/broker management
- Developing / maintaining policies and procedures governing the operation of the business, ensuring the business properly maintains and is fully compliant with those policies and procedures and within risk appetite
- Operating a risk control framework designed to identify business risks and ensure these are appropriately managed including retailer risk and exposure.
- Monitoring key business indicators designed to identify key business risks including but not limited to credit quality, complaints and disputes, loss rates, fraud losses, key risk ratings, sector performance
- Conducting specific reviews and investigations as necessary to identify / mitigate key risks
- Establishing and maintaining an oversight program designed to identify, control and mitigate all risks and losses associated with Retailer/Broker relationships
- Properly quantifying and managing retailer/broker related exposures
- Structured reporting of key risks and KPI's to senior management
- Close working relationship with Sales (e.g. strategic client service reviews), Risk Management (i.e. Compliance, Audit, Risk Analytics) and Operations (i.e. Training, Underwriting, etc.)
- Lead, motivate and inspire the direct report in the team to deliver against their objectives
- Strong knowledge of risk management frameworks and regulatory requirements within financial services, circa 8 years experience.
- Proven experience in identifying and mitigating operational risks, credit risk and conduct risk ideally.
- Excellent analytical and decision-making skills
- Some experience of retail finance/banking/ consumer finance.
- Ability to communicate effectively with senior stakeholders is very important.
- Experience in preparing detailed risk reports and presentations.
- A relevant professional qualification or degree in risk management, finance, or a related field.
- Applicants need to be based in the Basingstoke area or be able to commute there.
- Competitive salary in the range of £72000 to £80000 per annum.
- Comprehensive benefits package tailored to support your professional and personal needs.
- Opportunities for career progression in a structured and supportive environment.
- Generous holiday entitlement and a focus on work-life balance.
- Be part of a respected organisation within the financial services industry.
- Hybrid working pattern, 3 days in the office.