Commercial Banking Director - Real Estate Finance

• You will lead, motivate and inspire a team of Relationship Managers and Commercial Analysts who will report to you.
• You will lead by example and develop the team to ensure high performance, professional growth and alignment with team values and goals.
• You will manage the workflow and performance of the team, ensuring timely compliance of all credit and operational risk tasks.
• You will manage an active portfolio of Real Estate customers and growing the bank with the acquisition of new customers.
• You will deliver on lending and other objectives, responding to internal risk challenges, external market challenges, and regulatory requirements.
• You will develop and maintain active and influential relationships with key market professionals and players.
• You will be Metro Bank's external face to the large Commercial Real Estate market (customers & professionals), building our brand reputation in this key market place.
• You will manage all aspects of Risk, including Credit, Operational and Regulatory.
• You will manage, influence and build an internal network across Metro Bank to ensure a One Team approach for customers and colleagues.
• You will liaise with other internal stakeholders to deliver required propositions and pricing requirements, risk policies and reporting set and managed within appetites.
• You will support career development of colleagues and be a role model for colleagues such as Commercial Banking Directors and Commercial Banking Managers who may be looking to progress into your role in the future.

• Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders
• You will have experience structuring and delivering commercial property lending deals across asset classes such as residential investment (BTL & HMOs portfolios), commercial property (including offices, retail, industrial, leisure, PBSA etc), and mixed-use portfolios (residential & commercial use).
• You will have experience of regularly delivering transaction sizes more than £10m+
• You will have a track record of relationship management skills and specialist sector knowledge within commercial/corporate Real Estate Finance environments.
• You will have in depth knowledge of commercial banking, property investment and development lending with general wider commercial banking and product knowledge.
• You will be experienced in credit writing, financial analysis and report writing for customers with complex needs
• You will have specific Corporate and Commercial experience within Real Estate Finance
• You will be able to apply a pragmatic approach to managing multiple responsibilities within a rapidly changing environment.
• You will have the ability to manage a profit and loss and a balance sheet with a complicated and challenging risk environment.
• You will have direct involvement with developing relationships both internally and externally at senior/executive level
• You will have the ability to represent your team and/or the Bank on various Committees, Forums and other formal groups of people.

• We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts!
• We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions!).
• We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible.

Metro Bank