Senior P&C Underwriter (Existing Business)
- Glasgow
- £62,000 per year
- Permanent
- Full-time
- Lead underwriting activity for a defined portfolio, ensuring sustainable, profitable growth across new and renewal business
- Cultivate and manage strong commercial relationships with brokers to unlock new business opportunities
- Make data-driven underwriting decisions using modern tools and analytics platforms
- Monitor account-level performance and proactively implement strategies to maintain or improve profitability
- Mentor and support colleagues through knowledge sharing and skill development, fostering a high-performance team culture
- Actively support innovation and process improvement, championing business transformation initiatives
- Maintain full compliance with regulatory and internal underwriting standards
- Liaise regularly with brokers to understand their business needs and offer tailored coverage solutions
- Underwrite complex risks across multiple lines, using both experience and available market intelligence
- Work cross-functionally with other business units to ensure alignment of underwriting strategy and overall business goals
- Analyse competitor and market developments to stay ahead of industry trends
- Embrace the use of mobile and digital tools to streamline workflows and increase decision-making efficiency
- Represent the company at industry events and client meetings, acting as a trusted market-facing expert
- Significant experience in a Commercial underwriting role, ideally with mid-market focus
- Proven ability to deliver on both new business acquisition and profitable account retention
- Strong understanding of commercial insurance products, risk profiles, and underwriting methodologies
- Previous experience mentoring or coaching junior underwriters or colleagues
- Progress toward Dip CII (or equivalent) is advantageous, though not essential
- Strong technical underwriting skills, with a solid grasp of risk evaluation and pricing strategies
- Excellent communication skills and the ability to build trust with key stakeholders
- Commercially minded with effective negotiation and influencing abilities
- Comfortable with data analysis and using technology to inform underwriting decisions
- Adaptable, proactive, and results-driven, with a collaborative approach to teamwork and change