Corporate Banking Manager
- Stoke-on-Trent
- £50,000 per year
- Permanent
- Full-time
- Responsible for the maintenance and development of a corporate customer portfolio; winning and on-boarding new customers via proactive & focused business development activities.
- Preparation of credit applications, balance sheet analysis, annual reviews, monitoring of management accounts, covenant compliance, profitability and ensuring our clients have full knowledge of the Bank's banking services.
- Responsible for the maintenance and development of a portfolio of corporate customers
- Building relationships with customers and ensuring customer satisfaction through providing excellent customer service
- Identifying, meeting and winning prospective new customers/introducers by outlining how we work and what we can offer in terms of service and facilities
- Demonstrating a sound understanding of, and an ability to work within, the Bank's Credit Policy. Interpret financial information provided by customers, evaluate lending propositions, assess & formulate risk ratings correctly and with integrity, and structure transactions, ensuring we select the right customers.
- Completion of credit applications including the appropriate use of the Bank's systems and annual reviews
- To develop a sound understanding of the local business market and maintain relationships with professional firms and business introducers
- Preparation (where appropriate) and checking of customer documentation, maintaining customer's files (including CDD/AML requirements); preparing annual reviews and making payments. Ensure processes are followed and data input correctly to minimise errors/service issues.
- Working with the rest of the Branch team to ensure the highest levels of (i) customer service, and (ii) Good Administrative Order are delivered, as well as working together to achieve the goals on the Branch Business Plan
- Demonstrate an understanding of the products offered by the bank and a good understanding of competitor products, relevant industry and market driven trends.
- Being able to demonstrate an ability to identify and offer customers on a needs basis, the appropriate product/s, whilst also being able to communicate succinctly all the relevant features, benefits and risks.
- Previous experience working as a Corporate Banking Manager or Relationship Manager in the Credit Facilities area
- Excellent Customer Service Skills
- Awareness of Consumer Duty rules and codes of conduct
- Must be able to work / be loacted in Staffordshire
- A competitive salary in the range of £45000 to £65000, depending on experience as a Corporate Banking Manager
- Permanent position with opportunities for career growth within the financial services industry.
- Comprehensive benefits package to be confirmed during the hiring process.
- Located in Staffordshire, offering a vibrant and professional work environment.
- Supportive company culture focused on delivering excellence in corporate banking.