Credit Risk Analyst
InterQuest Group
- Bradford, Northumberland
- £45,000 per year
- Permanent
- Full-time
- Conduct detailed statistical analysis to optimize credit decision strategies, processes, and models.
- Undertake ad-hoc analysis to inform business decisions and investigate specific risk issues.
- Ensure accuracy and timely delivery of analysis.
- Code, test, and implement approved changes to credit decisioning systems.
- Produce detailed credit Management Information (MI) and identify emerging trends, risks, and opportunities.
- Develop new MI reports to meet business needs.
- Implement continuous improvement initiatives to increase efficiency and resolve issues.
- Maintain comprehensive documentation of credit strategies, procedures, and processes.
- Support other business areas with Credit Risk expertise and analysis.
- Deputize for the Lead Credit Risk Analyst/Manager.
- Commit to fair treatment of customers and compliance with regulations and company policies.
- Demonstrate behaviours in line with company values.
- Ensure health and safety at work.
- Minimum 2 years' experience in data analytics.
- Good knowledge of the credit customer lifecycle.
- Understanding of Credit Reference Agency data.
- Competent in data manipulation and analytical techniques.
- Ability to derive and communicate insights from data.
- Competent in Microsoft Office, Intermediate Excel.
- Intermediate SAS/SQL capability.
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