Manager, Loan Portfolio Diligence (Leeds, Manchester or London)

Interpath Advisory

  • Leeds
  • Permanent
  • Full-time
  • 1 month ago
  • Apply easily
Interpath is an international and fast-growing advisory business with deep expertise in a broad range of specialisms spanning deals, advisory and restructuring capabilities.We deliver tangible results for global businesses, their investors, and stakeholders when complex problems arise, and critical decisions need to be made. Interpath is agile, independent, and conflict-free, and our passion for doing what’s right, every time, sets us apart.Our diverse teams provide specialist technical knowledge combined with deep sector experience across our service line specialisms. Since our foundation in 2021, Interpath has grown rapidly, and we now have a presence across the UK, Ireland, France, Germany, Austria, Spain, BVI, Cayman Islands, Bermuda, Barbados, and Hong Kong. By 2030 we aim to be one of the world’s leading advisory firms with a truly global footprint.Interpath is seeking an experienced and driven Manager to join our growing Loan Portfolio Diligence team, with a focus on securitisation and structured finance transactions. This role involves leading engagements across private and public securitisations, with responsibility for managing client relationships, overseeing delivery teams, and ensuring high-quality execution of loan-level diligence, re-underwriting, data verification, and AUP testing.The role offers significant variety and exposure across a broad range of structured finance transactions. We perform diligence for private financing deals including asset-based lending and forward flow transactions, as well as portfolio sales, significant risk transfers, and full public securitisations. Our clients include banks, investment funds, asset managers, loan origination platforms, and fintech lenders and we work across all asset classes, such as residential and commercial mortgages, auto loans, consumer credit, SME lending, asset finance, and more.Key Responsibilities:
  • Lead and manage loan-level due diligence, re-underwriting, and data verification for private securitisation transactions.
  • Review and interpret credit files, servicing data and loan documentation to assess credit quality and adherence to underwriting standards.
  • Oversee the review of lending policies, assessing alignment with portfolio characteristics and credit risk appetite.
  • Take ownership of AUP testing for public securitisations, including planning, execution, and quality control, while managing and mentoring junior team members.
  • Oversee the review of investor reporting to assess accuracy and produce recommendations for improvements, including discussion with the client.
  • Act as a key point of contact for clients during the day-to-day delivery of transactions, building strong relationships and ensuring clear communication.
  • Coordinate with internal teams and external stakeholders to agree scopes of work, manage project timelines, budgets, and deliverables.
  • Contribute to business development efforts, including supporting with the creation of thought leadership materials.
  • Support the development of internal methodologies, tools, and training materials.
RequirementsThis position is ideal for candidates with a background in structured finance, credit risk or loan underwriting, whether from professional services, banking or industry, who are ready to take on greater leadership and client-facing responsibilities.
  • Typically 4–6 years of experience in loan portfolio analysis, credit risk, structured finance, or securitisation.
  • Alternatively, a strong background in underwriting or credit assessment, either in professional services or within a lending institution, is highly relevant.
  • Proven experience managing projects and teams in a fast-paced, client-facing environment.
  • An understanding of securitisation structures, and familiarity with AUP engagements and public securitisation reporting requirements.
  • Cash flow modelling experience is a strong plus.
  • Proficiency in Excel is required; experience with data analytics tools (e.g., SQL, Python, Power BI) is advantageous.
  • Self-motivated, with excellent communication and a strong desire to grow and develop others.
  • Detail-oriented with a proactive problem-solving approach.
  • Ability to work both independently and collaboratively in a team setting.
  • Commitment to professional development and continuous learning.
BenefitsBenefitsAt Interpath, our people lie at the heart of our business. That's why we provide employees with a competitive and comprehensive reward package including compelling salaries and a range of core and optional benefits. Read more about our benefits;Unsolicited Resumes from Third-Party RecruitersPlease note that Interpath do not accept unsolicited resumes from third-party recruiters. Any employment agency, person or entity that submits an unsolicited resume does so with the understanding that Interpath will have the right to hire that applicant at its discretion without any fee owed to the submitting employment agency, person or entity.

Interpath Advisory