Our client, a national mortgage brokerage is currently recruiting an experienced Specialist Mortgage Broker to join their growing team at their Macclesfield offices.The Commercial Broker plays a pivotal role in connecting borrowers with lenders, facilitating loans that enable businesses to thrive and expand. You will act as an intermediary, offering expert guidance and tailored financial solutions to meet the diverse needs of their clients, which range from small business owners looking for prime office space to large corporations seeking substantial property investments.Responsibilities & DutiesBuilding and maintaining relationships with clients, understanding their financial needs and goals, and providing expert advice on commercial mortgage products.Prospecting for new clients and developing inbound leads through various channels.Maintaining strong relationships with lenders, understanding their lending criteria, and accessing a wide range of loan products.Assisting clients with the loan application process, gathering necessary documentation, and submitting applications to lenders.Negotiating favourable loan terms with lenders, including interest rates, loan amounts, and repayment schedules.Analysing a client's financial situation, assessing their ability to repay the loan, and determining the appropriate loan amount and repayment schedule.Staying up-to-date on the current commercial mortgage market conditions, including interest rates, loan products, and lender offerings.Helping clients navigate challenges during the loan application process, such as eligibility requirements or paperwork issues.The ability to effectively communicate with clients and lenders, build rapport, and negotiate effectively.A solid understanding of commercial mortgage products, lending criteria, and market Sales and business development experience:The ability to prospect for new clients and develop business relationships.The ability to secure favourable terms with lenders.The ability to troubleshoot issues that may arise during the loan application process.A good understanding of the commercial real estate market and the financial regulations that govern commercial mortgages.Qualifications & SkillsBachelor's degree in finance, business, or a related fieldProfessional certification such as CeMapExtensive experience in commercial real estate financingProven track record of successfully closed dealsStrong network of industry contactsProficiency in financial software and toolsExcellent communication and interpersonal skillsMinimum of 2 years of experience in mortgage brokering or a related fieldProficiency with mortgage software and Microsoft Office SuiteStrong analytical and problem-solving abilitiesEffective written and verbal communication skills
