Corporate Credit Manager

• Carry out regular reviews with the Corporate Credit and Wholesale Funding team identifying performance shortfalls and implementing remedial actions.
• Exercise an appropriate Centre, Fleet Customer and Kinto underwriting authority in line with the UK POD.
• Work with senior management teams from the Dealer Network to develop relationships and funding solutions.
• To deputise for the Senior Manager Corporate Credit & Operational Services as required and act responsibly in all matters.
• Oversee performance against published service standards in terms of response times and other commitments, monitoring Department SLA’s and job lists.
• Oversee the management of the administration of wholesale stocking facilities; Schemes, Plans and Credit Lines and interest rate controls.
• Manage the administration for new Dealer proposals / credit line increases including acquisitions / take overs etc.
• Management of the administration of critical risk situations, rejected payments, cash trading, receivership, liquidation or bankruptcy and the closure of Dealerships, assisting with repossession and accounting for assets.
• Manage all legal matters relating to debentures, securities, mortgages, acquisitions, and sales with the centre and fleet network.
• Operate within the UK product approval matrix, requesting new products where required.
• Ensure all loading of vehicles, system amendments and monitoring of over-line situations are handled appropriately and in-line with the company’s Hoshin and/or in support of MNSC.
• Management as appropriate of tasks associated with SOX compliance, audit.

• Recommendations for lending, security and LTV’s across TFS, Kinto and One Toyota Fleet team reviews.
• You will see improvements through to the end with ongoing follow-up and confirmation that the business has actioned agreed plans.
• Distribution of meeting minutes and recommendations from Network/ Fleet and Mazda Risk Committee meetings.
• Building and owning relationships with staff members from other teams that you can use to effectively perform your work.

• Previous experience of interpreting corporate accounts, performing financial analysis and underwriting of corporate customers.
• Ability to analyse data and identify trends.
• Good understanding of Microsoft Office products, specifically Excel (v-lookups, x-lookups, pivot tables, macros).
• Basic PowerPoint and Power BI skills.

• Excellent verbal and written communication skills.
• Keen problem solver.
• Numerate with an aptitude of working with figures/data.
• Capable of building strong working relationships and liaising with all levels of staff/management and external customers.

• Hybrid working pattern is 2 days in the office and 3 days from a location of your choice.
• Access to attractive car schemes for you (& your family) for Toyota & Lexus cars
• Excellent pension scheme (up to 6% employee contribution and 15% employer contribution).
• Generous annual leave of 25 days which increases with service and holiday purchase option
• Private Medical Healthcare (single, partner/spouse and dependent children) with Digital GP Service
• Group Income Protection cover with Aviva including physical, mental, and financial wellbeing services
• Employee Assistance Program
• Eye tests
• Onsite gym, Sports and Social Club, & flu jabs to keep you healthy
• Wellbeing hour each month and many more initiatives throughout the year to encourage a healthy mind and body, and to raise awareness and celebrate diversity, equity and inclusion.
• Dress for your day policy to make you feel comfortable at work
• Eco HQ, free parking & restaurant
• Two volunteering days per year
• Reward gateway voucher discounts
• Flexible working scheme and we welcome flexible working conversations at interview
• Regular 121s with your manager, a personal development review (PReview) each quarter
• A wide range of learning & development opportunities including Linked In Learning courses
• £250 contribution towards you learning something new outside of work
• Annual events (e.g., summer party, BBQ & Xmas party) including Countdown to Christmas events every December - it is so much fun!

• Providing a copy of interview questions before the interview
• Organising a time and location that best suits you
• Allowing additional time for the assessment and interview

KINTO