Regulatory Compliance Manager (FinTech:PI/EMI)

• Regulatory Compliance Framework – Contribute to the maturity of the regulatory compliance strategy and framework, ensuring there is a consistent and scalable approach to ‘compliance’ across training, policies, KRIs, testing, reporting.
• Compliance Monitoring - Support with the enhancement of the design and implementation of YouLend's Compliance Monitoring and Testing Programme including tracking and monitoring progress against the annual monitoring program and adapting it to the changing regulatory and business environment.
• Governance and Management Reporting - Raising the standards of management reporting and governance, assisting the Head of Regulatory Compliance with preparing updates to YouLend’s Senior Management Team where necessary and embedding a governance framework that facilitates this.
• Horizon scanning - Through the identification, assessment, and ongoing monitoring of current and future regulatory risks, including gap analysis of new regulatory initiatives and guidance from the Youlend’s regulators
• Advisory – Act as a trusted advisor to the business, providing guidance on regulatory topics and helping the business navigate complex compliance landscapes in the UK, EU, US and other jurisdictions.
• Regulatory Engagement - Support the Head of Regulatory Compliance with managing regulatory engagement, tracking and handling queries, audits, and ongoing communications with YouLend’s Regulators.
• Regulatory Reporting - Lead regulatory reporting processes to ensure timely and accurate submissions to the FCA and other relevant authorities.
• Enterprise Risk Management - Support with the uplift of YouLend’s Enterprise Risk Framework, working with risk owners across the business to develop and mature the identification, assessment and management of YouLend’s enterprise risks.

• 3- 5 years’ experience in a regulatory compliance role, ideally within a payment institution, electronic money institution or a similar regulated entity.
• Strong analytical skills with the ability to identify and solve complex business problems
• Demonstrable experience of supporting the implementation of compliance frameworks, particularly for FCA-regulated entities.
• Experience leading regulatory reporting processes.
• Familiarity with EU regulatory regimes and experience supporting applications for new regulatory authorizations is a strong plus.
• Experience working in B2B financing or corporate lending is desirable.
• Experience applying statistical techniques and analytical methods to extract insights from data.

• Strong knowledge of FCA regulatory requirements, including the FCA Handbook and Payment Services Regulations (PSRs).
• Proven ability to assess and manage regulatory risks, with experience in conducting thematic reviews and compliance monitoring.
• Expertise in key compliance themes such as governance, complaints handling, safeguarding, product governance and outsourcing, and in depth understanding of risk mitigation frameworks.
• Exceptional analytical skills, including conducting gap analyses to address new regulatory initiatives and guidance.
• Strong written and verbal communication skills, with experience preparing high-quality reviews, assessments, and reports for senior stakeholders and regulators.

• Award-Winning Workplace: YouLend has been recognised as one of the “Best Places to Work 2024 and 2025” by the Sunday Times for being a supportive, diverse, and rewarding workplace.

• Award-Winning Fintech: YouLend has been recognised as a “Top 250 Fintech Worldwide” company by CNBC.

• Stock Options

• Private Medical insurance via Vitality and Bupa Dental

• EAP with Health Assured

• Enhanced Maternity and Paternity Leave

• Modern and sophisticated office space in Central London

• Free Gym in office building in Holborn

• Subsidised Lunch via Feedr

• Deliveroo Allowance if working late in office

• Monthly in office Masseuse

• Team and Company Socials

• Football Power League

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