Lead Technical Underwriter – Liability
- Berkshire
- £65,000 per year
- Permanent
- Full-time
- Set and manage technical strategy, underwriting frameworks, and guidelines for the Liability line
- Serve as lead referral point for complex Liability risks, providing authoritative guidance
- Propose and implement pricing models, product changes, and underwriting criteria to support commercial objectives
- Monitor portfolio trends and recommend actions to optimise performance
- Maintain awareness of market conditions, regulatory changes, and competitor activity to inform underwriting decisions
- Establish and enforce underwriting controls, procedures, and authority levels
- Collaborate with senior stakeholders to shape product and solution development
- Deliver technical training and support internal knowledge-sharing initiatives
- Lead and contribute to key underwriting projects and process improvements
- Build strong working relationships with internal departments and broker networks
- Provide cover for senior leaders when required
- Advise and support underwriters with technical guidance on Liability risks
- Assess and approve high-value and complex cases
- Track and report on portfolio performance, advising on underwriting improvements
- Work with cross-functional teams on product development and enhancement
- Ensure compliance with internal and regulatory standards
- Lead training sessions and provide mentoring
- Contribute to drafting and refining underwriting policies and governance documents
- Significant Liability underwriting experience, including technical governance and pricing
- Background in both trading environments and central underwriting functions
- Strong understanding of risk exposures across industrial sectors
- Proven ability to draft underwriting procedures and guidelines
- Familiarity with key insurance financial metrics (COR, NELR, etc.)
- Strong analytical ability and commercial judgement
- Effective communicator and influencer across diverse stakeholders
- Strategic thinker with solid financial acumen
- Proactive, with a forward-thinking approach to problem-solving
- Up-to-date market knowledge and adaptability to industry changes
- Leadership qualities and mentoring capabilities
- Professional qualifications (ACII or degree) preferred but not essential