P&C underwriter
- Glasgow
- £50,000-60,000 per year
- Permanent
- Full-time
- Underwrite new Property & Casualty business within agreed authority levels, adhering to risk appetite and technical guidelines
- Follow a structured broker engagement model to identify, develop, and convert new business opportunities
- Deliver against income, profit, and expense targets by managing performance to Key Performance Indicators
- Build and maintain strong broker relationships to enhance local presence and market influence
- Provide valuable commercial and technical market insights to support wider regional strategy
- Collaborate with internal teams including claims and surveyors to ensure consistent and high-quality service
- Support the continuous improvement of underwriting performance and client service standards
- Actively engage with brokers to underwrite new cases and explore growth opportunities
- Negotiate terms confidently to secure profitable and competitive outcomes
- Monitor personal and regional underwriting performance against financial and operational targets
- Conduct broker visits to deepen relationships and identify areas for mutual growth
- Share insights and updates with internal stakeholders to improve technical capability and service consistency
- Maintain accurate underwriting records in compliance with regulatory and internal standards
- Minimum 2 years of experience in commercial underwriting, preferably focused on new business
- Proven ability to build broker relationships and negotiate underwriting terms effectively
- Track record of contributing to underwriting growth and achieving performance targets
- Comfortable working within a matrix structure and collaborating across departments
- Experience in accurately pricing risk while balancing commercial and compliance needs
- Progression towards ACII or other relevant professional qualifications is preferred
- Full clean driving licence is a must
- Strong communication and interpersonal skills with the ability to influence and negotiate
- Highly organised with a structured approach to workload management and case handling
- Commercially aware and analytical, with sound judgment in underwriting decisions
- Self-motivated and proactive, with a focus on delivering underwriting excellence
- Confident in building trusted trading relationships in a competitive broker market