Case Handler (Complaints Handling and Recoveries)
IS Recruitment
- Londonderry
- Permanent
- Full-time
- Proactively manage a portfolio of accounts in recovery, identifying appropriate strategies to secure repayment.
- Liaise with solicitors and borrowers to assess case progression, legal settlement outcomes, and repayment timelines.
- Monitor breached or non-performing accounts, escalating high-risk cases and collaborating with legal partners where necessary.
- Conduct regular case reviews and update internal records and CRM systems with accurate, timely notes.
- Assist with processing loan term extensions, changes in borrower representation, and other loan facility adjustments.
- Support enforcement or litigation where required, including document drafting, briefing legal counsel and tracking legal spend.
- Manage the end-to-end complaints process, ensuring timely responses in line with FCA regulations and internal SLAs.
- Investigate and resolve complaints by liaising with clients, solicitors, and internal stakeholders.
- Maintain comprehensive records of all complaints, investigations, and outcomes.
- Produce complaint outcome letters that are fair and clear.
- Identify trends or root causes of complaints and escalate insights to drive improvements in processes or product design.
- Ensure all complaints are handled in line with the company’s Complaints Policy and Consumer Duty obligations.
- Support the preparation of FCA reports and internal MI relating to complaints.
- Ensure all activity is aligned with FCA requirements, internal compliance policies (e.g. AML, GDPR), and ethical standards.
- Support internal and external audits by maintaining well-documented case files and supporting documentation.
- Contribute to operational reporting and provide regular case status updates to the Head of Credit and Senior Management.
- Experience in complaints handling, recoveries, or case management within financial services, legal, or consumer credit sectors preferred, but not essential as training will be provided.
- Knowledge of Family Law, Probate, or consumer credit lending is advantageous but not essential.
- Excellent communication skills – both written and verbal – with the ability to explain complex issues clearly and empathetically.
- Strong organisational skills with a high level of attention to detail.
- Confident decision-maker with the ability to assess risk and exercise sound judgement.
- Calm and resilient when dealing with sensitive or emotionally charged customer interactions.
- Comfortable working in a fast-paced, changing environment with a solutions-focused mindset.
- Team player with a proactive approach to continuous improvement and learning.